A brand recently made over $2 million in a single month using nothing but AI-generated UGC ads.
That got me curious, so I decided to test every AI UGC ad generator I could find.
Most of them turned out to be disappointing or just not worth using. But a few stood out and actually delivered good results.
In this post, I’ll share the best AI UGC ad generators I found, show you what they can do, and how to use them.
Let’s get started!
Disclaimer: This post has affiliate links at no cost to you.
1. ArcAds AI
Best overall

ChatGPT said:
Thought for 4 seconds
Arcads makes UGC-style ad videos with AI in minutes.
No actors, no shoots, and no editing skills required.
Write your script, choose an actor, and generate the ad.
Here’s the exact step-by-step.
My Results
Here are a few AI UGC ad videos I made using Arcads.
Here’s my first try:
How to Use It
Let me show you how to use this tool.
Step 1: Create an Account
First just sign up.

Answer a couple of questions.

Pick a plan.

I went with the Starter plan to test it out properly.
Once you’ve got a plan, the first thing you’ll do is add your product.

For example, I added my friend’s clothing brand — their logo and shirt — as the product.
After that, you’ll end up on the main dashboard.

This is where you create your ads.
Step 2: Create Ad Script
To make an AI ad, you’ll need to start by writing a script.
The easiest way to write a good one is to use this simple structure:
- Hook: Grab attention right away.
- Problem: Mention the issue your product solves.
- Solution: Show how your product fixes it.
- Call to Action: Tell viewers what to do next — like “click the link” or “try it now.”
Keep your sentences short and natural, like how people talk on TikTok.
Before trying the UGC ad options, let’s first create a regular video ad.
I used the new Sora 2 Pro model for this one.

Here’s my input:
Ever wish your tennis tee looked good off the court too? Most tennis shirts scream, ‘I just left practice.’ Not exactly what you want when you’re grabbing coffee after a match. This one’s different — it’s built for the game, but looks clean enough for brunch, errands, or just chilling courtside. Serve style and comfort. Tap the link and get yours now.
I also added this image so the AI knows what the product looks like.

Then I just clicked Create.
The tool will ask you to confirm before it starts generating.

And off we go.

One thing I didn’t like is that the AI doesn’t tell you how long the video will take to generate.
But after a few minutes, it finished up.
Here’s the first ad I made:
I really liked how it came out.
It looks very realistic, and the voice sounds natural and clear — exactly what I was going for.
The only problem is that it’s too short. I accidentally set the length to 8 seconds.
So I made the same ad again, but this time set it to 12 seconds (the max length).
Here’s the second clip:
That’s already a big improvement.
I also like how natural the tennis shot movement looks.
The only small issue is that it still feels a bit short. But it now ends around the 10–11 second mark, so I can just trim the extra part at the end.
Next, I tried the Talking Actors feature.

There’s a big list of TikTok and Reels-style actors you can pick from — the kind you usually see in viral videos.

You can also narrow them down using filters to find the right type of actor for your ad.

I chose Thomas as my actor.

I hit send and waited for a couple of minutes for the ad to create again.

Here’s my result:
That one turned out great — it looks super realistic, just like a viral TikTok.
The only downside is that in this mode, you can’t have the actor hold your product.
Other than that, it’s really impressive tech.
Also note that if you choose a PRO actor, you’ll need to upgrade to the PRO plan.

This part wasn’t great to discover. Without a trial or much guidance, you’d have to pay over $2,000 to unlock all the actors.
Also, with the $100 plan, you can only create around 10–20 videos a month. That’s not a lot, especially since it usually takes a few tries to get the perfect ad.
Still, for UGC ads, it’s a solid option. Most of the time, the AI nails it within one or two takes.
As a bonus, Arcads has a cool beta feature that makes your UGC ads even better.
It’s called the Unbox POV feature.
Just pick it from the chatbox list and upload your product image to the view:

Then choose a template:

I went with the table option, where I’ll unpack the product.
Here’s the result I got:
It’s not perfect yet, but there are some really good clips you can use as b-roll.
I’d give it a solid 7/10. Some parts look a little off, but others honestly look like pro shots of me unboxing the product.
Key Features
- Turn any script into a video ad using AI actors
- Pick from 300+ avatars with different looks and styles
- Use your own voice or text-to-speech
- Generate multiple ad versions at once
- Adjust voice speed, tone, and emotion
- Works in several languages
Pros
- Very quick to make videos
- Much cheaper than hiring UGC creators
- Wide range of actors and voices
- Looks realistic enough for TikTok and Reels
- Lets you test many versions fast
- Decent lip sync and audio quality
Cons
- No free trial
- Some features don’t always work as expected
- Limited ways to show real products
- Basic editing tools
- Some voices still sound robotic
- Pricing and credit system can be confusing
Pricing

You can’t find the price information on the homepage, but you’ll find it as you sign up.
- Starter Plan: €100 per month
- Creator (Popular) Plan: €200 per month
- Pro Plan: Custom pricing (contact for details)
2. MakeUGC.ai
Best for TikTok

MakeUGC is an AI UGC ad generator that lets you make influencer-style videos in minutes.
No actors, no filming, and no editing skills needed.
Just write your script, pick an AI creator, and generate your ad.
My Results
Before I show you how to use it, here are a few UGC ads I made with the tool:
That one’s my favorite — mostly because of the accent and how real it looks.
Here’s another similar ad I made:
And here’s a b-roll clip I made using a photo I took of a shirt:
How to Use It
Let me show you how to use MakeUGC.
If you don’t want to follow every step, that’s fine — you can just watch along. You’ll still get a good idea of how the tool works.
First, go to their website and click “Create Your First Ad.”

Then sign up.

Create your project page and give the tool a few details about yourself.

Then choose a plan. This one’s much cheaper than most of the other tools on this list.

Once you’ve got a plan, it’s time to make your ad.
I used the Avatar Video feature to create my AI UGC ads.

After that, you can either write the script yourself or have the AI write it for you.
I went with the AI option and told it I wanted to make a UGC ad for a pair of tennis shorts.

In just a few seconds, it came up with a 700-character script.
Next, the tool asks you to choose a voice actor. There are plenty to pick from, and you can use the filters on the left to narrow them down.

I picked Richard as my voice actor.
After that, the tool lets you adjust the voice settings — you can change the clarity, tone, emotion, and speed.

I’d suggest keeping your target audience in mind when adjusting these. Some people prefer that fast, ADHD-style delivery, while others respond better to a calm, steady tone.
Once that’s set, you’ll need to generate the AI voice clip.

Once that’s done, play the preview of the voice clip and make sure everything sounds right.

If you’re happy with how it sounds, it’s time to generate the ad. At this point, the AI will lip-sync the actor’s mouth to your voice clip.
Be ready to wait a few minutes while it creates the UGC ad.

After waiting for about 30 minutes, I got my first UGC ad from this tool.
Here’s what it looks like:
Pretty cool, right?
Honestly, unless you look really closely, you’d never guess it’s AI.
The only issue in my case is that the guy’s just talking — he’s not showing anything. I wish there were some cuts showing the shirt he’s mentioning, or at least a way to add the product into the video.
There are some editing options, though.

But as you can see, those options only let you tweak the script or adjust the voice.
So, let’s make another one.
This time, I’ll create an ad for my new course where I teach people how to rank on Google.

Here’s the result:
This is honestly so cool — she even has the accent and everything.
Once again, there’s no b-roll or extra edits, but the actor looks so real that it’s hard to believe it’s AI.
I’ll admit, I’m a little concerned about what happens when tools like this flood the internet and 99% of the content becomes AI-generated. It’ll probably make blogs, videos, and images feel less unique over time.
But for now, using tools like this gives you a real advantage since not many people are doing it yet.
Next, let’s check out the b-roll video feature.
Since you can’t add b-roll directly inside those UGC ads, this separate feature helps you do that.

Then just upload an image to the view.
For example, I’ll use my tennis t-shirt photo.

Then the tool writes a short description of what will happen in the b-roll video. You can edit it however you want, but I’ll stick with the default version for now.

Then click “Confirm & Use This Image” to start the process.

Then wait a bit for the AI to generate the footage for your UGC ad.
Here’s what I got for my t-shirt:
That’s pretty cool! It looks like I filmed a clean, professional video with nice background music.
That said, I don’t think clips like this are always the best fit for UGC ads — they can look a bit too polished.
But the shirt clip I just made feels more natural, and it would fit perfectly with one of the earlier ads where the actor is just talking.
Key Features
- Turn any script into a video ad with AI creators
- Choose from 300+ realistic avatars
- Create product-in-hand videos that look real
- Built-in AI script and hook generator
- Supports 35+ languages
- Batch create multiple ads at once
- Videos are ready in about two minutes
- You fully own the rights to your videos
Pros
- Fast and simple ad creation
- Much cheaper than hiring real creators
- Wide range of avatars and templates
- Lets you test many versions quickly
- Product handling looks natural
Cons
- Some videos still look slightly AI-made
- Limited customization on lower plans
- No free plan
- Lip sync and quality can vary
- Bulk creation may need small manual fixes
Pricing

- Startup Plan: $39 per month (around 5 videos)
- Growth Plan: $59 per month (around 10 videos)
- Pro Plan: $99 per month (around 20 videos)
- Enterprise Plan: Custom pricing for high volume
They also mention that videos can cost as little as $9 each on higher plans.
Takeaway
MakeUGC is a quick and easy tool for creating UGC-style ads without needing real creators.
It’s perfect for testing lots of ad ideas fast and getting realistic videos that fit well on TikTok or Reels.
If you’re okay with a small cost and can ignore a few AI quirks, it’s a solid choice for scaling your ad production.
3. Affogato AI
Best new AI UGC tool

Affogato is an AI tool that lets you create both UGC-style ads and regular video ads from text.
It’s especially good for making standard 16:9 format ads.
Here’s an example ad I made with it:
Crazy, right?
The way this tool works is super simple — you give it an idea, and it creates a full video with a script, visuals, voice, music, and captions.
It’s built for ads, TikToks, Reels, and product demos.
Let me show you how it works, share a few more results, and give you my thoughts on it.
How to Use It
Now let me show you how to use the tool and what kind of results I got from it.
To start creating with Affogato Agent, head over to their app.

Next, upload an image of whatever you want your video to be about.
For example, I’ll use a photo of this Coke can.

Then, tell the AI what type of video you want to make and what style you want it in.
For example, I asked it to create a Halloween-inspired TikTok ad for this Coca-Cola can.

Next, choose your character from the Character list. I’ll use Auto for this one, but you can experiment with any of the other AI actors too.

First, the AI writes a script for your video based on the instructions you gave it.

You can tweak the instructions if you want, and you can also edit each scene by generating new images or adding video prompts.
But for my first test, I kept it simple and stuck with the default setup.
Then, process the video — the AI usually takes about 5–10 minutes to build all the scenes.

For example, my video has seven short scenes that the AI is now generating.
To speed things up, it renders each clip as soon as it’s done instead of waiting for the entire video to finish.
Here’s my sample video:
That’s insanely good, right? Sure, it’s a bit generic — but honestly, it went way beyond what I expected.
I only gave it one short prompt, and it produced that.
But maybe that was just luck. Let’s test it again — this time, I’ll use a photo of a sweater from my friend’s clothing brand.

I wanted to make a tennis-themed TikTok for this merch since it’s a tennis brand.
Here are the scenes the AI created:

I tweaked those just a touch with the timeline editor.

And off we go! Let’s see what it comes up with this time.
Other than that, the script and scenes looked solid, so I just let the AI generate the video.
Here’s the result:
This ad turned out great — the first three scenes look super realistic.
The voice, timing, and flow all feel natural too.
The only issues are in the last couple of scenes, where some objects move oddly. For example, in the final clip, a tennis racket slides right through the shirt.
But that’s an easy fix — you can just regenerate the scene, upload your own image, make a few tweaks, or use a video prompt to guide it.

Just modify the script or regenerate the video.
Pricing
Here’s the Affogato AI UGC ad generator pricing:

- Standard: $14 per month. Best for small creators.
- Ultra: $41 per month. For growing businesses.
- Pro Max: $151 per month. For agencies or heavy use.
- Enterprise: Custom pricing with extra credits and support.
Credits roll over each month. Annual plans are cheaper.
Key Features
Let’s quickly go over the main features of this tool:
- Type in your idea and get a draft video in just a few minutes
- Use custom avatars or upload your own characters
- Voiceovers available in many languages, all with lip sync
- Music and captions are added automatically
- Simple editing — swap clips or adjust pacing in seconds
- Add your own logos, fonts, and product shots to keep your branding consistent
Overall, it’s a great tool. Most of these features actually work, which is more than I can say for many similar tools I’ve tested before.
Pros
- Much easier and cheaper than hiring an agency
- Very simple to use — just upload an image and describe what you want in a sentence or two
- You can edit each scene and take almost full control if the AI doesn’t nail it on the first try
- Wide variety of AI actors to choose from
Cons
- Can be a bit slow or laggy at times — there’s no progress bar, so you don’t always know when it’s done
- Shorter video limits on cheaper plans
- Higher plans cost more (but still 10–100x cheaper than hiring a production team)
- Some videos need small tweaks before they’re ready — fewer AI quirks than expected, but a few scenes needed fixing or recreating
To Take Home
Affogato Agent is an awesome AI tool for making UGC ads.
It saves a ton of time, and the results are surprisingly good — with full audio, voice, and music instead of just silent clips.
Each video runs about 20 seconds, which is perfect for short-form ads.
It’s not flawless though. Some results look a bit generic or off, and a few clips might need redoing. But with better prompts, new images, or tweaks, you can fix most issues fast.
Overall, I love it — and so did my friend when I made an ad for his clothing brand. We were both shocked by how good it turned out.
Benefits of Using AI for UGC Ads
The biggest advantage of AI-generated UGC ads is speed.
You can make and test multiple versions in minutes instead of waiting weeks for creators.
It’s also much cheaper since you don’t need to hire anyone or shoot new footage. Once your script is done, each video costs almost nothing to produce.
AI also keeps your brand consistent — every ad matches your tone, message, and style. No risk of creators changing the vibe.
Testing is easier, too. You can tweak a few lines or visuals and quickly see which version performs best.
And since tools like Arcads support multiple languages, making localized versions for different markets is simple.
Drawbacks of Using AI for UGC Ads
The main downside is authenticity.
Real people still feel more genuine and relatable, and AI can’t fully match real emotion or humor yet.
Some videos might look slightly off or feel like they’re missing that human touch.
There’s also the transparency issue — if viewers realize the ad was made with AI, it could hurt trust.
Plus, some ad platforms have rules around synthetic content, so you’ll need to make sure you’re following them.
And while AI tools are cheaper overall, the credit-based pricing can add up fast if you’re running lots of tests.
To Take Home
Arcads.ai is easily one of the best tools right now for making UGC-style ads fast.
It’s not perfect, but it saves a ton of time and money while letting you test ideas instantly.
If you want to scale your ads, try new hooks, or test creative angles before hiring real creators, Arcads is definitely worth trying.
Thanks for reading! Hope you found what you were looking for.